Cover Oregon is an online marketplace where all Oregonians, regardless of income, can apply for health coverage. It includes the Oregon Health Plan, Healthy Kids and private health insurance plans that begin in January 2014.
You can make side-by-side comparisons and every plan will show the costs and what is covered in plain language.
All plans cover essential health benefits, including doctor visits, hospital stays, maternity care, emergency room care, prescriptions, preventive care, mental health services, vision insurance for kids and more. Some plans also cover alternative care and dental insurance.
How to Apply
- You can browse plans and download an application online»
- We can also help you enroll. You can ask us questions about Cover Oregon by phone (503-988-2228), schedule in a group enrollment session or make an individual appointment to meet with us. Apply now»
Applications are available in multiple languages.
When you enroll through Cover Oregon, you may qualify for financial help to pay for your insurance coverage. This applies even if you are working. Help may be available to individuals earning up to $45,900 a year and a family of four earning up to $94,000 a year.
Even people who will not receive financial help can use Cover Oregon to compare plans and find the best fit for their needs and budget.
Oregon Health Plan
In January 2014, the Oregon Health Plan (OHP) will be available to more low-income adults. There is no more waiting list. If you work part-time or in a low-wage job without health insurance, you may be able to qualify. You can begin applying for 2014 coverage now»
New Income Guidelines
Today, your income must be at or below 100 percent of the federal poverty level to qualify for the Oregon Health Plan. Starting in January, you may qualify for coverage if you earn up to 138 percent of the federal poverty level. That’s about $15,800 a year for a single person or $32,500 a year for a family of four.
Fast-track enrollment makes it easier to enroll in the Oregon Health Plan. If you are eligible for fast-track enrollment, you do not need to apply through Cover Oregon or any other means because you have already been screened through other services. All you have to do is send back a completed Fast-Track form to enroll. Your coverage will start January 1, 2014.
Fast-track enrollment is available to Oregonians who meet income and residency qualifications for the Oregon Health Plan, and:
- Are enrolled in the Supplemental Nutrition Assistance Program (SNAP), or
- Have children enrolled in Healthy Kids/OHP
If you qualify, the Oregon Health Authority will contact you directly to let you know how to enroll.